Our Guide to Paying for Mental Health Treatment
Concerned about finding and affording the best mental health treatment for yourself or a loved one? Follow the simple steps below to locate the most appropriate program to meet your needs – and your budget.
Make the Commitment
With any mental health condition or substance abuse/addiction issue, the two most important steps are a) coming to terms with the problem, and b) making a commitment to seeking professional help. Before anything positive can take place, you must first dedicate yourself to these steps.
Identify Your Options and Get the Facts
Without good, solid information about your mental health condition – and available treatment options – you’re flying blind. If you believe that you, or your loved one may be suffering from a mental illness, take the time to read up on the various signs and symptoms of the suspected condition. Once you have a better idea of what you may be dealing with, it is important to consult a medical or psychiatric professional to confirm that there is indeed a problem that requires treatment.
Research Treatment Facilities
There are numerous types of mental health treatment facilities located across the United States. But some programs are better suited than others for dealing with certain types of mental illness. Research the treatment programs in your area – be they hospitals, residential centers or counseling sessions. Gain an understanding of the differences between their treatment styles and formats. Once you have narrowed your choices down to a select few treatment centers, you can begin to assess how your budget fits into your final decision.
Plan Your Budget
Once you’ve narrowed down your different treatment options – and have begun to hone in on the most appropriate treatment centers in your area – it’s time to figure out how you’re going to pay for care. Some treatment centers cost thousands of dollars per month, so you have to consider potential sources for payment. Many times, an afflicted individual can turn to family members for financial support. Failing that, a growing number of insurance companies are now offering coverage for mental health treatment. If you’ve got health insurance, check with your provider for details. Finally, some families may be eligible for private treatment financing. These loans do not remove the cost of care but do help make things more manageable during this challenging time.
Go and Get Started!
When it comes to treating your mental health condition, there’s no time like the present to get started. Now that you’ve researched the treatment facilities in your area and figured out your financial capabilities, it’s time to enroll and begin treatment. From the moment you begin the admissions process, you’ll be on the road to recovery. Make the necessary travel arrangements, adjust your personal schedule accordingly and check into the program immediately. The treatment staff at the mental health facility is dedicated to helping you overcome, or learn how to cope with the symptoms of your condition.